Virtual Cards by Multicards

Blog » Virtual Cards by Multicards

Service Review

In affiliate marketing it’s important to have 🛠 reliable tools: an antidetect browser, proxies and accounts. But you can’t launch an ad campaign without money, so you can’t do without a 💳 virtual card service. Because of regional restrictions and constant changes to ad platforms’ rules, it’s crucial that the tool is stable and supports payments to any service regardless of location. We want to tell you about such service — Multicards.

What You Need to Know about Multicards

Multicards.io is a virtual card service with clear stats and easy-to-use features. The system has more than 🌏 80 BINs across 6 GEOs. They give the first five cards for free, the first top-up up to $5,000 is commission free and top teams get custom terms.

You can use the cards to pay the “big three”: Facebook, Google Ads, TikTok  and all the other services where you run ads. If you’re not sure whether you can pay for a particular service, just ask support and they’ll help you with the suitable BINs.

You can create two types of cards on the platform: balance cards and limit cards.

• Balance cards can be quickly topped up, paused or closed and when you close them, the funds go back to your main balance. Currently, cards are available for the USA, Estonia, the UK, Belgium, Turkey and Hong Kong.
• Limit cards let you set daily and total limits, restrict spending or tie them to your overall account balance. These are available for the USA, Estonia and Belgium.

In addition, the service ✅ offers:

• Private and stable BINs;
• A convenient team interface with card-sharing between members;
• A referral program;
• API access.

Multicards pays close attention to the 🔝 quality of its product, so there are a few important rules. The percentage of declined transactions must not exceed 10% and any attempt to charge from closed cards is strictly prohibited. Violating these rules may lead to your account and funds being blocked.

To build trust, Multicards limits the number of active cards for new users. At first, you can have up to 10. Once you top up your balance by $400 or more, the limit increases to 200 cards. If you need even more cards, you can contact your account manager.

Advantages of Multicards

The service has already earned the trust of over 21,000 affiliates, and for good reason.

User-friendly Interface 🪄

The dashboard is intuitive and clean as there are only the features you actually need. Issuing cards, adding funds, setting limits or managing teams takes just a few clicks. Simply choose the right section from the pop-up menu and you’re good to go.

The time from registration to account activation takes no more than 5–10 minutes. You’ll need to confirm your email via a link and answer a few short questions on Telegram about your planned budget, number of cards, top-up method and the verticals you work with. Everything is done quickly and politely.

Teamwork 👯

Multicards supports two types of accounts: Team Lead and Media Buyer.

• The Team Lead registers through the website and, once approved, gets full functionality: they can add members, allocate budgets, set limits, and view overall stats.
• The Media Buyer works directly with the cards but can’t top up the balance or access the team’s full financial analytics.

Adding team members becomes available after activating the feature through support and it’s done via an invite link. When a media buyer is removed, all their funds are automatically returned to the team lead’s balance.

Statistics and Reporting 📔

The service offers transparent statistics — all transactions, fund flows, and reports are gathered in one place, in the “Reports” section. There’s also a handy filtering system to help you quickly find any specific transaction you need.

You can export the data in CSV or XLS format to analyze expenses for each team member.

Top-ups and Limits 💰

You can fund your balance in several ways:

• USDT TRC20 (minimum 200 USDT, each account has its own wallet);
• Bank transfers (WIRE);
• Capitalist payment system.

After topping up, you can issue cards, set limits, and manage everything directly from your personal dashboard.

Security and Control 🏰

Multicards carefully monitors the proper operation of all banking integrations and transaction quality. Occasionally, there may be delays on the side of Facebook acquirers or other payment systems. In such cases, 👨‍💻 the support team is available 24/7 to help sort things out.

In addition, some BINs support 3DS:

• For the Vidar BIN, the code is sent to the linked phone number.
• For the Freya BIN, the code is sent to the email specified in your profile.

Refunds 🔄

You can withdraw remaining funds within 14 days, and the fee is paid by the user. Refunds are processed to the same details used for the top-up. In special cases, an individual review is possible.

Conclusion

Multicards.io is a stable and flexible virtual card service designed specifically for the needs of solo affiliates and teams. It combines convenience, transparent analytics and support for key ad platforms. With a free trial, custom terms for large teams and attentive support, Multicards stands out as one of the most reliable tools on the market.